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Card details

At a Glance

Earn cash back on every purchase! The Coinstack CashBack Card delivers a straightforward cashback program, and you’ll be surprised by how quickly your cash back adds up. Coinstack customers can apply in a branch, via phone or digitally if registered for Online or Mobile banking.

Rate, Fees and Rewards

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases

0.00% introductory APR for 12 months.

After that your APR will be between 14.74% and 23.74%.

Your APR will be based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

Your APR will be between 14.74% and 23.74%.

Your APR will be based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

22.99%

This APR will vary with the market based on the Prime Rate.

Penalty APR

22.99%

None

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge interest on new purchases if you pay your entire balance in full by the due date each month.

Minimum Interest Charge

None

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau’s website at www.consumerfinance.gov/learnmore .

Fees
Annual Fee

None

Transaction Fees

Balance Transfer

Cash Advance

Foreign Transaction

3% of each advance ($10.00 minimum)

4% of each advance or $10.00 minimum on transactions greater than $10

None

Penalty Fees

Late Payment Fee

Overlimit Fee

Return Payment Fee

Up to $40

None

None