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Personal checking account benefits

Get what you need with your account

More convenience, more access.

Over 3,500 Coinstack ATMs at your service.

Move money fast with Zelle®.

Send and receive money in minutes.

Deposit checks ASAP.

Skip the trip with online check deposit.
 

Control your debit card.

Lock and unlock it, control it when you travel, and set spending limits

Spend. Earn. Build your future. We made these checking accounts for you.

Personal checking account

Find your fit here.

Whether you’re looking for a free checking account or one that earns you interest, discover the benefits of Coinstack Bank checking accounts. When you need to bank-on-the-go, all types of checking accounts can be accessed conveniently.

Everyday Checking Account

Recommended for your everyday needs. Coinstack Checking offers options to avoid the monthly maintenance fee and helps you bank on the go.

Account Details

Need an everyday account for everyday needs. Want to get, pay, and file your bills in one place with eBills.

  • $12 Monthly maintenance fee with ways to waive.
    Either of these will waive the $12 monthly maintenance fee:
    1. Make $500 or more in total qualifying direct deposits per statement cycle.
    2. Maintain an average ledger balance of $1,500 per statement cycle
  • $50 Minimum opening deposit
  • No Overdraft Protection transfer fee.
  • No interest earned
  • Digital money management tools.
Key Benefits
  • Enjoy unlimited check writing.
  • 24/7 online banking.
  • Earn your paycheck up to two days early, without a fee, with Early Pay.
  • Get a cash advance on your next qualified deposit.
  • Avoid overdraft fees with Extra Time.
Student Checking Account

No monthly maintenance fee. And the convenience you crave. Student Checking is for people 23 years or younger, it’s a great way to start out.

Account Details

Are 23 or younger. Want free access to digital banking and educational resources.Don’t want to worry about account balance minimums and monthly fees.

  • $0 Minimum opening deposit
  • $0 Monthly maintenance fee
  • No direct deposit required.
  • Ways to protect yourself from overdrafts.
  • No interest earned
  • Digital money management tools.
Key Benefits
  • Customizable debit card.
  • No ATM transaction fees.
  • 24/7 online banking.
  • Avoid overdraft fees with Extra Time.
Low Minimums Checking Account

A simple, affordable checking account. Coinstack Low Minimums Checking account has a low monthly maintenance fee, low opening deposit, and no minimum balance.

Account Details

Generally have a lower monthly checking balance. Want digital money management tools. Are interested in free educational resources.

  • $50 Minimum opening deposit
  • $50 Monthly maintenance fee
  • Ways to protect yourself from overdrafts.
  • No interest earned
  • Digital money management tools.
Key Benefits
  • Enjoy unlimited check writing.
  • 24/7 online banking.
  • Earn your paycheck up to two days early, without a fee, with Early Pay.
  • Get a cash advance on your next qualified deposit.
  • Avoid overdraft fees with Extra Time.

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